Confidentiality, Non-Disclosure, and Legal Disclaimer Information:  The contents of this application are confidential and proprietary to Equifax Inc. and may not be reproduced, published, or disclosed to others without written authorization of Equifax Inc.  Any other use, including reproduction in whole or in part, distribution to outside third parties, or sale of the contents without prior written consent from Equifax Inc. is PROHIBITED. Internal use of the data presented for marketing segmentation, market intelligence, or marketing campaign strategy must comply with all FCRA restrictions and must adhere to fair and responsible lending laws and regulations, as these apply in all phases of lending, including the marketing of lending products.